Kaiser Permanente is the highest-rated and most-enrolled Medicare Advantage provider in California. With a fully integrated care system connecting doctors, hospitals, pharmacies, and labs, Kaiser’s Senior Advantage plan has over 179,000 members in LA and Orange County alone — the most popular single plan in the region.
For 2026, Kaiser Permanente has earned a 4.5 out of 5 star CMS rating and a 675-point J.D. Power satisfaction score. Plans are available as HMO, D-SNP with monthly premiums from $0–$50 and annual out-of-pocket maximums between $3,400–$6,700.
To find out if Kaiser Permanente is the right plan for you, call All Seniors Foundation at (818) 581-4101 for a free comparison against every carrier in your county.
Kaiser Permanente at a Glance — 2026
| Detail | Kaiser Permanente |
|---|---|
| CMS Star Rating | 4.5 / 5 |
| J.D. Power Score | 675 |
| Plan Types | HMO, D-SNP |
| Monthly Premium | $0–$50 |
| Annual OOP Max | $3,400–$6,700 |
| Part B Giveback | Not available |
| Dental | Comprehensive |
| Vision | Comprehensive |
| Hearing | Comprehensive |
| Fitness | Active&Fit Direct |
| Counties | Los Angeles, Orange, San Diego, Riverside, San Bernardino, Ventura, Kern, Alameda, Contra Costa, Sacramento, San Francisco, Marin, Napa, Sonoma, Solano, Santa Clara, Fresno, San Joaquin, Tulare, Stanislaus, Mariposa, Placer, El Dorado, Yolo |
Benefits Beyond Original Medicare
Kaiser Permanente plans include supplemental benefits that Original Medicare does not cover:
- Dental — Comprehensive coverage including preventive and restorative services
- Vision — Comprehensive coverage with annual eye exams and eyewear
- Hearing — Comprehensive coverage including hearing exams and hearing aids
- Fitness — Active&Fit Direct program at no extra cost
- Prescription Drugs — Part D coverage with the Inflation Reduction Act $2,000 annual cap and $35/month insulin cap
- Transportation — Rides to medical appointments
- Telehealth — Virtual doctor visits from home
For a full comparison of supplemental benefits across carriers, see our dental, vision, and hearing benefits guide.
Find out if Kaiser Permanente covers your doctors and medications: (818) 581-4101 — free, no obligation, licensed in California.
Who Is Kaiser Permanente Best For?
Kaiser Permanente is a strong choice for seniors who value this carrier’s specific strengths. However, the best plan depends on your doctors, medications, and preferences. The best way to decide is to call for a free plan comparison.
If you need PPO flexibility or a Part B Giveback benefit, other carriers may be a better fit. If you have both Medicare and Medi-Cal, ask us about D-SNP and PACE program options.
Counties Served
Kaiser Permanente is available in: Los Angeles, Orange, San Diego, Riverside, San Bernardino, Ventura, Kern, Alameda, Contra Costa, Sacramento, San Francisco, Marin, Napa, Sonoma, Solano, Santa Clara, Fresno, San Joaquin, Tulare, Stanislaus, Mariposa, Placer, El Dorado, Yolo.
See our county pages: Los Angeles, Orange County, San Diego, Sacramento, San Francisco, Alameda, Fresno.
How to Enroll
Enroll during your Initial Enrollment Period, the Annual Enrollment Period (Oct 15 – Dec 7), the Open Enrollment Period (Jan 1 – Mar 31), or a Special Enrollment Period. Call (818) 581-4101 and we handle everything.
Frequently Asked Questions
How much does Kaiser Permanente cost?
Premiums range from $0–$50. Many plans have $0 premiums. OOP max: $3,400–$6,700. You still pay Medicare Part B ($202.90/month in 2026).
Can I keep my doctor?
Depends on network participation. We can check your doctors across every plan — free.
Does Kaiser Permanente cover dental?
Dental: Comprehensive. Vision: Comprehensive. Hearing: Comprehensive. See our full benefits comparison.