Sacramento County is home to approximately 240,000 Medicare beneficiaries and has 40 Medicare Advantage plans available for 2026, including 30 HMO plans and 5 PPO plans.
Call All Seniors Foundation at (818) 581-4101 and we will compare every plan in Sacramento County for you — checking your doctors, medications, and benefits. Free, no obligation.
Sacramento County — Quick Facts
| Stat | Sacramento County |
|---|---|
| Population | 1,585,055 |
| Medicare Beneficiaries | 240,000 |
| Total MA Plans | 40 |
| HMO Plans | 30 |
| PPO Plans | 5 |
| Avg HMO Premium | $3.80/month |
| Avg PPO Premium | $17.00/month |
| Most Popular Plan | Kaiser Senior Advantage (30,000+ members) |
Top Carriers in Sacramento County
- Kaiser Permanente — 4.5 CMS stars, integrated HMO system
- UnitedHealthcare (AARP) — HMO and PPO, widest availability
- SCAN Health Plan — nonprofit, up to $185/month Part B Giveback
- Blue Shield of California — 4.0 stars, D-SNP expanding
- Humana — Part B Giveback leader
- Aetna — CVS Health integration
- Anthem Blue Cross — extensive BCBS network
- Alignment Health Plan — tech-enabled, 4.0 stars
Not sure which is best? Our advisors know the differences and compare them side by side. See our free plan review service.
Compare all 40 plans in Sacramento County: (818) 581-4101 — free, no obligation, licensed in California.
PACE Programs in Sacramento County
PACE is available in Sacramento County through: Sutter Senior Care PACE, InnovAge, WelbeHealth.
PACE provides comprehensive medical, dental, vision, prescription, transportation, meals, and social services for seniors 55+. For dual-eligible participants, PACE is typically free. See who qualifies or call us.
Cities in Sacramento County
We serve seniors in: Sacramento, Elk Grove, Roseville, Folsom, Citrus Heights, Rancho Cordova. Plan availability varies by ZIP code — call us for specifics.
Plan Type Options
Sacramento County has both HMO and PPO options. HMO plans have lower premiums but require in-network providers. PPO plans allow out-of-network care at higher cost — useful for travelers. See our HMO vs. PPO guide.
Frequently Asked Questions
How many plans are in Sacramento County?
40 Medicare Advantage plans for 2026 — 30 HMO and 5 PPO.
What is the average premium?
HMO average: $3.80/month. PPO average: $17.00/month. Many plans are $0.
Is PACE available?
Yes. Providers in Sacramento County: Sutter Senior Care PACE, InnovAge, WelbeHealth. See our PACE guide.