Humana is the national leader in Part B Giveback plans, offering more Giveback options than any other major carrier. If reducing your monthly Social Security deduction is a priority, Humana is worth serious consideration.
For 2026, Humana has earned a 3.5 out of 5 star CMS rating and a 640-point J.D. Power satisfaction score. Plans are available as HMO, PPO, D-SNP with monthly premiums from $0–$69 and annual out-of-pocket maximums between $4,500–$6,700. Some plans offer a Part B Giveback of Up to $164/mo, reducing your monthly Social Security deduction.
To find out if Humana is the right plan for you, call All Seniors Foundation at (818) 581-4101 for a free comparison against every carrier in your county.
Humana at a Glance — 2026
| Detail | Humana |
|---|---|
| CMS Star Rating | 3.5 / 5 |
| J.D. Power Score | 640 |
| Plan Types | HMO, PPO, D-SNP |
| Monthly Premium | $0–$69 |
| Annual OOP Max | $4,500–$6,700 |
| Part B Giveback | Up to $164/mo |
| Dental | Comprehensive |
| Vision | Comprehensive |
| Hearing | Comprehensive |
| Fitness | SilverSneakers |
| Counties | Los Angeles, Orange, Riverside, San Bernardino, San Diego, Ventura, Kern, Fresno, Sacramento |
Benefits Beyond Original Medicare
Humana plans include supplemental benefits that Original Medicare does not cover:
- Dental — Comprehensive coverage including preventive and restorative services
- Vision — Comprehensive coverage with annual eye exams and eyewear
- Hearing — Comprehensive coverage including hearing exams and hearing aids
- Fitness — SilverSneakers program at no extra cost
- Prescription Drugs — Part D coverage with the Inflation Reduction Act $2,000 annual cap and $35/month insulin cap
- Transportation — Rides to medical appointments
- Telehealth — Virtual doctor visits from home
For a full comparison of supplemental benefits across carriers, see our dental, vision, and hearing benefits guide.
Find out if Humana covers your doctors and medications: (818) 581-4101 — free, no obligation, licensed in California.
Who Is Humana Best For?
Humana is a strong choice for seniors who value this carrier’s specific strengths. However, the best plan depends on your doctors, medications, and preferences. The best way to decide is to call for a free plan comparison.
If you need PPO flexibility or a Part B Giveback benefit, other carriers may be a better fit. If you have both Medicare and Medi-Cal, ask us about D-SNP and PACE program options.
Counties Served
Humana is available in: Los Angeles, Orange, Riverside, San Bernardino, San Diego, Ventura, Kern, Fresno, Sacramento.
See our county pages: Los Angeles, Orange County, San Diego, Sacramento, San Francisco, Alameda, Fresno.
How to Enroll
Enroll during your Initial Enrollment Period, the Annual Enrollment Period (Oct 15 – Dec 7), the Open Enrollment Period (Jan 1 – Mar 31), or a Special Enrollment Period. Call (818) 581-4101 and we handle everything.
Frequently Asked Questions
How much does Humana cost?
Premiums range from $0–$69. Many plans have $0 premiums. OOP max: $4,500–$6,700. You still pay Medicare Part B ($202.90/month in 2026).
Can I keep my doctor?
Depends on network participation. we can check your doctors across every plan — free.
Does Humana cover dental?
Dental: Comprehensive. Vision: Comprehensive. Hearing: Comprehensive. See our full benefits comparison.