Sharp Health Plan is San Diego’s integrated Medicare Advantage provider, connected to the Sharp HealthCare system — one of the region’s leading health systems. Direct access to Sharp hospitals and physicians means seamless care coordination.
For 2026, Sharp Health Plan has earned a 4 out of 5 star CMS rating. Plans are available as HMO with monthly premiums from $0–$45 and annual out-of-pocket maximums between $3,400–$5,900.
To find out if Sharp Health Plan is the right plan for you, call All Seniors Foundation at (818) 581-4101 for a free comparison against every carrier in your county.
Sharp Health Plan at a Glance — 2026
| Detail | Sharp Health Plan |
|---|---|
| CMS Star Rating | 4 / 5 |
| Plan Types | HMO |
| Monthly Premium | $0–$45 |
| Annual OOP Max | $3,400–$5,900 |
| Part B Giveback | Not available |
| Dental | Comprehensive |
| Vision | Comprehensive |
| Hearing | Comprehensive |
| Fitness | SilverSneakers |
| Counties | San Diego |
Benefits Beyond Original Medicare
Sharp Health Plan plans include supplemental benefits that Original Medicare does not cover:
- Dental — Comprehensive coverage including preventive and restorative services
- Vision — Comprehensive coverage with annual eye exams and eyewear
- Hearing — Comprehensive coverage including hearing exams and hearing aids
- Fitness — SilverSneakers program at no extra cost
- Prescription Drugs — Part D coverage with the Inflation Reduction Act $2,000 annual cap and $35/month insulin cap
- Transportation — Rides to medical appointments
- Telehealth — Virtual doctor visits from home
For a full comparison of supplemental benefits across carriers, see our dental, vision, and hearing benefits guide.
Find out if Sharp Health Plan covers your doctors and medications: (818) 581-4101 — free, no obligation, licensed in California.
Who Is Sharp Health Plan Best For?
Sharp Health Plan is a strong choice for seniors who value this carrier’s specific strengths. However, the best plan depends on your doctors, medications, and preferences. The best way to decide is to call for a free plan comparison.
If you need PPO flexibility or a Part B Giveback benefit, other carriers may be a better fit. If you have both Medicare and Medi-Cal, ask us about D-SNP and PACE program options.
Counties Served
Sharp Health Plan is available in: San Diego.
See our county pages: Los Angeles, Orange County, San Diego, Sacramento, San Francisco, Alameda, Fresno.
How to Enroll
Enroll during your Initial Enrollment Period, the Annual Enrollment Period (Oct 15 – Dec 7), the Open Enrollment Period (Jan 1 – Mar 31), or a Special Enrollment Period. Call (818) 581-4101 and we handle everything.
Frequently Asked Questions
How much does Sharp Health Plan cost?
Premiums range from $0–$45. Many plans have $0 premiums. OOP max: $3,400–$5,900. You still pay Medicare Part B ($202.90/month in 2026).
Can I keep my doctor?
Depends on network participation. We can check your doctors across every plan — free.
Does Sharp Health Plan cover dental?
Dental: Comprehensive. Vision: Comprehensive. Hearing: Comprehensive. See our full benefits comparison.