San Bernardino County is home to approximately 320,000 Medicare beneficiaries and has 42 Medicare Advantage plans available for 2026, including 30 HMO plans and 5 PPO plans.
Call All Seniors Foundation at (818) 581-4101 and we will compare every plan in San Bernardino County for you — checking your doctors, medications, and benefits. Free, no obligation.
San Bernardino County — Quick Facts
| Stat | San Bernardino County |
|---|---|
| Population | 2,171,603 |
| Medicare Beneficiaries | 320,000 |
| Total MA Plans | 42 |
| HMO Plans | 30 |
| PPO Plans | 5 |
| Avg HMO Premium | $3.20/month |
| Avg PPO Premium | $17.50/month |
| Most Popular Plan | UHC Medicare Advantage (22,000+ members) |
Top Carriers in San Bernardino County
- Kaiser Permanente — 4.5 CMS stars, integrated HMO system
- UnitedHealthcare (AARP) — HMO and PPO, widest availability
- SCAN Health Plan — nonprofit, up to $185/month Part B Giveback
- Blue Shield of California — 4.0 stars, D-SNP expanding
- Humana — Part B Giveback leader
- Aetna — CVS Health integration
- Anthem Blue Cross — extensive BCBS network
- Alignment Health Plan — tech-enabled, 4.0 stars
Not sure which is best? Our advisors know the differences and compare them side by side. See our free plan review service.
Compare all 42 plans in San Bernardino County: (818) 581-4101 — free, no obligation, licensed in California.
PACE Programs in San Bernardino County
PACE is available in San Bernardino County through: InnovAge PACE.
PACE provides comprehensive medical, dental, vision, prescription, transportation, meals, and social services for seniors 55+. For dual-eligible participants, PACE is typically free. See who qualifies or call us.
Cities in San Bernardino County
We serve seniors in: San Bernardino, Fontana, Rancho Cucamonga, Ontario, Victorville, Rialto. Plan availability varies by ZIP code — call us for specifics.
Plan Type Options
San Bernardino County has both HMO and PPO options. HMO plans have lower premiums but require in-network providers. PPO plans allow out-of-network care at higher cost — useful for travelers. See our HMO vs. PPO guide.
Frequently Asked Questions
How many plans are in San Bernardino County?
42 Medicare Advantage plans for 2026 — 30 HMO and 5 PPO.
What is the average premium?
HMO average: $3.20/month. PPO average: $17.50/month. Many plans are $0.
Is PACE available?
Yes. Providers in San Bernardino County: InnovAge PACE. See our PACE guide.