Central Health Plan is a community-focused regional carrier serving the greater Los Angeles area with culturally sensitive, personalized care for LA’s diverse senior population.
For 2026, Central Health Plan has earned a 3.5 out of 5 star CMS rating. Plans are available as HMO, D-SNP with monthly premiums from $0–$29 and annual out-of-pocket maximums between $4,500–$6,700.
To find out if Central Health Plan is the right plan for you, call All Seniors Foundation at (818) 581-4101 for a free comparison against every carrier in your county.
Central Health Plan at a Glance — 2026
| Detail | Central Health Plan |
|---|---|
| CMS Star Rating | 3.5 / 5 |
| Plan Types | HMO, D-SNP |
| Monthly Premium | $0–$29 |
| Annual OOP Max | $4,500–$6,700 |
| Part B Giveback | Not available |
| Dental | Preventive Only |
| Vision | Basic |
| Hearing | Basic |
| Counties | Los Angeles |
Benefits Beyond Original Medicare
Central Health Plan plans include supplemental benefits that Original Medicare does not cover:
- Dental — Preventive Only coverage including preventive and restorative services
- Vision — Basic coverage with annual eye exams and eyewear
- Hearing — Basic coverage including hearing exams and hearing aids
- Prescription Drugs — Part D coverage with the Inflation Reduction Act $2,000 annual cap and $35/month insulin cap
- Transportation — Rides to medical appointments
- Telehealth — Virtual doctor visits from home
For a full comparison of supplemental benefits across carriers, see our dental, vision, and hearing benefits guide.
Find out if Central Health Plan covers your doctors and medications: (818) 581-4101 — free, no obligation, licensed in California.
Who Is Central Health Plan Best For?
Central Health Plan is a strong choice for seniors who value this carrier’s specific strengths. However, the best plan depends on your doctors, medications, and preferences. The best way to decide is to call for a free plan comparison.
If you need PPO flexibility or a Part B Giveback benefit, other carriers may be a better fit. If you have both Medicare and Medi-Cal, ask us about D-SNP and PACE program options.
Counties Served
Central Health Plan is available in: Los Angeles.
See our county pages: Los Angeles, Orange County, San Diego, Sacramento, San Francisco, Alameda, Fresno.
How to Enroll
Enroll during your Initial Enrollment Period, the Annual Enrollment Period (Oct 15 – Dec 7), the Open Enrollment Period (Jan 1 – Mar 31), or a Special Enrollment Period. Call (818) 581-4101 and we handle everything.
Frequently Asked Questions
How much does Central Health Plan cost?
Premiums range from $0–$29. Many plans have $0 premiums. OOP max: $4,500–$6,700. You still pay Medicare Part B ($202.90/month in 2026).
Can I keep my doctor?
Depends on network participation. We can check your doctors across every plan — free.
Does Central Health Plan cover dental?
Dental: Preventive Only. Vision: Basic. Hearing: Basic. See our full benefits comparison.